Savings Rates Savings & Checking Savings Dividends APY* Regular Savings Account 0.05% 0.05% Club Accounts 0.05% 0.05% Checking Accounts 0.00% 0.00% Money Markets Savings Dividends APY* $2,500-$9,999 0.10% 0.10% $10,000-$24,999 0.10% 0.10% $25,000-$49,999 0.10% 0.10% $50,000-$74,999 0.20% 0.20% $75,000 and over 0.20% 0.20% Certificates Savings Dividends APY* 6 Months 0.20% 0.20% 12 Months 0.25% 0.25% 18 Months 0.30% 0.30% 24 Months 0.35% 0.35% * APY = Annual Percentage Yield Rates are determined by the Board of Directors and are subject to change at any time.