Savings Rates

Savings & Checking
	Savings Dividends	APY*
Regular Savings Account	0.025%	0.025%
Club Accounts	0.025%	0.025%
Checking Accounts	0.00%	0.00%

Money Markets
	Savings Dividends	APY*
$2,500-$9,999	0.05%	0.05%
$10,000-$24,999	0.05%	0.05%
$25,000-$49,999	0.05%	0.05%
$50,000-$74,999	0.10%	0.10%
$75,000 and over	0.10%	0.10%

Certificates
	Savings Dividends	APY*
6 Months	0.05%	0.05%
12 Months	0.10%	0.10%
18 Months	0.15%	0.15%
24 Months	0.20%	0.20%

* APY = Annual Percentage Yield