We now offer a Reverse Mortgage program for homeowners 62 and over.

Our Home Equity Loan and Second Mortgage Rate is 5.00%
Certs Savings Dividends APY*
6 mos 3.00% 3.05%
12 mos 3.15% 3.20%
18 mos 3.25% 3.30%
24 mos 3.50% 3.56%
*APY=Annual Percentage Yield
**All new certificates of deposit including rollovers will receive a 0.15 point increase over our current rates for balances of $25,000 or more.**

**All new certificates of deposit including rollovers will receive a 0.25 point increase over our current rates for balances of $50,000 or more.**

New Auto Loans APR*  
36 mos 4.25%
48 mos 4.75%  
60 mos 5.25%
72 mos 6.00%
Used Auto Loans  APR*  
36 mos 4.75%  
48 mos 5.25%  
60 mos 5.75%  
Home Equity Loans APR*  
 5.00%  
*APR=Annual Percentage Rate

Jack Nicholas Corrente

August 4, 2008

8 lbs, 12 oz

21  1/2 inches

Congratulations to Marie & Vinnie!

Welcome to our newest Credit Union Member!

Home Equity Loans 5.00%

Borrow up to 80% of Home Value

No Closing Costs