Saving Services

Regular Savings Account

Your savings account represents one unit of ownership in the Credit Union. Savings accounts must maintain a $50.00 minimum balance at all times to be eligible to use all Credit Union services. Dividends are paid quarterly to your account. Deposits can be made through payroll deduction, mail, interoffice mail, direct deposit or in person at the Credit Union. Withdrawals can be made at the Credit Union or mailed to you.

Money Markets

A Money Market is an account that allows you to earn a higher rate of interest while keeping your money liquid. The interest rate on this account will fluctuate with the balance in the account and the current interest rates. You will only be allowed three withdrawals a month without penalties. The minimum balance for the Money Market is $2,500.00.

Certificates Of Deposit

Certificates of Deposit are a safe and secure way to invest your money. A Certificate of Deposit allows you to earn a higher rate of interest while your money is locked up for a specific term. We offer six, twelve, eighteen and twenty-four month Certificates of Deposit. You choose the amount, rate and term that best suits your needs. The minimum amount to open a Certificate of Deposit is $1,000.00.

Christmas Clubs

A Christmas Club is designed to help you save for those holiday expenses. You can sign up for the Christmas Club at any time and make regular payroll deduction contributions or deposits to your account. In mid-October you will receive a check from the Credit Union in an amount that reflects all of your savings plus interest. You will have plenty of time to shop for the holidays.

Vacation Clubs

Start your Vacation Club at any time and make regular payroll deduction contributions or deposits to your account. You will earn interest and you will have the money you need to make your travel dreams come true. The Vacation Club pays out twice a year, at your choosing, so the best time to start saving is now.

Tax or Insurance Accounts

Save for those yearly expenses, such as homeowners insurance, car insurance, property taxes, even income taxes. Open a Tax or Insurance Account any time and make regular payroll deduction contributions or deposits to your account. Help yourself budget for those yearly expenses without having to worry.