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Privacy Policy
Greenwich Municipal Employees Federal Credit Union
Privacy Notice - 10/1/2011
| Greenwich Municipal Employees Federal Credit Union | |||||||||
| FACTS | WHAT DOES GREENWICH MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION DO | ||||||||
| WITH YOUR PERSONAL INFORMATION? | |||||||||
| WHY? | Financial companies choose how they share your personal information. Federal law gives | ||||||||
| consumers the right to limit some but not all sharing. Federal law also requires us to tell | |||||||||
| you how we collect, share, and protect your personal information. Please read this notice | |||||||||
| carefully to understand what we do. | |||||||||
| WHAT? | The types of personal information we collect and share depend on the product or service | ||||||||
| you have with us. This information can include: | |||||||||
| Ÿ | Social Security Number and account balances | ||||||||
| Ÿ | checking account information and credit history | ||||||||
| Ÿ | payment history and transaction or loss history | ||||||||
| When you are no longer our member, we continue to share your information as described | |||||||||
| in this notice. | |||||||||
| HOW? | All financial companies need to share members' personal information to run their everyday | ||||||||
| business. In the section below, we list the reasons financial companies can share their | |||||||||
| members' personal information; the reasons Greenwich Municipal Employees | |||||||||
| Federal Credit Union chooses to share and whether you can limit this sharing. | |||||||||
| Reasons we can share your personal information | Does Greenwich Mun Emp FCU share? | Can you limit this sharing? | |||||||
| For our everyday business purposes - | Yes | No | |||||||
| such as to process your transactions, maintain your | |||||||||
| account(s), to respond to court orders and legal | |||||||||
| investigations, or to report to credit bureaus. | |||||||||
| For our marketing purposes - | Yes | No | |||||||
| to offer our products and services to you. | |||||||||
| For joint marketing with other financial companies | Yes | No | |||||||
| For our affiliates' everyday business purposes - | No | We do not share | |||||||
| information about your transactions and experiences. | |||||||||
| For our affiliates' everyday business purposes - | No | We do not share | |||||||
| information about your creditworthiness | |||||||||
| For our affiliates to market to ou | No | We do not share | |||||||
| For nonaffiliates to market to you | No | We do not share | |||||||
| QUESTIONS? | Call 203-869-5280 or go to www.gmefcu.com | ||||||||
| Rev. 10/01/2011 | |||||||||
| Page 2 | |||||||||
| What we do | |||||||||
| How does Greenwich Municipal | To protect your personal information from unauthorized access | ||||||||
| Employees Federal Credit Union | and use , we use security measures that comply with federal law | ||||||||
| protect my personal information? | These measures include computer safeguards and secured files | ||||||||
| and buildings. | |||||||||
| How does Greenwich Municipal | We collect your personal information, for example, when you | ||||||||
| Employees Federal Credit Union | Ÿ | open an account or deposit money | |||||||
| collect my personal information? | Ÿ | apply for a loan or provide employment information | |||||||
| Ÿ | provide account information | ||||||||
| We also collect your personal information from others, such as | |||||||||
| credit bureaus, affiliates, or other companies. | |||||||||
| Why can't I limit sharing? | Federal law gives you the right to limit only | ||||||||
| Ÿ | sharing for affiliates' everyday business purposes - information about | ||||||||
| your creditworthiness | |||||||||
| Ÿ | affiliates from using your information to market to you | ||||||||
| Ÿ | sharing for nonaffiliates to market to you | ||||||||
| State law and individual companies may give you additional rights to | |||||||||
| sharing. | |||||||||
| Definitions | |||||||||
| Affiliates | Companies related by common ownership or control. They can be | ||||||||
| financial and nonfinancial companies. | |||||||||
| Ÿ | Greenwich Municipal Employees Federal Credit Union has no affiliates | ||||||||
| Nonaffiliates | Companies not related by common ownership or control They can be | ||||||||
| financial and nonfinancial companies. | |||||||||
| Ÿ | Nonaffiliates we share with can include insurance companies, | ||||||||
| government agencies, plastic card processors (debit/ATM), | |||||||||
| financial statement publishers or printers, consumer | |||||||||
| reporting agencies, data processors, and check/share draft printers. | |||||||||
| Joint Marketing | A formal agreement between nonaffiliated financial companies that | ||||||||
| together market financial products or services to you. | |||||||||
| Ÿ | Our joint marketing partners include CUNA Mutual's | ||||||||
| MEMBERCONNECT and Discount Power | |||||||||
